route The whole story · one cooperative, in order

Everything here is one movement.

co-op.care looks like many pages because care touches everything — but it’s a single arc. You understand the problem, you feel why it’s yours, you join, you give, you fund it honestly, you own it, and you deliver the care. This is that arc, with the one door that matters at each step.

Understand → Feel → Join → Give → Fund → Own → Deliver → Federate

1Understand the problem

93 million family caregivers do the country’s largest body of unpaid work, and an agency keeps half of every dollar that is paid. The whole design flows from naming that honestly.

Why co-op.care exists → the one-page case: the extraction, and the flip. The gap → the machinery that turns a family’s love into someone else’s margin.

Go deeper: Thesis · Manifesto · The care economy · Not Marxism · The relief layer

2Feel why it’s yours

The math convinces the head; the finitude convinces the heart. Everyone gets roughly the same number of care-months — the question is who holds them, and how.

Your months → the ~960 that make a life feelable — and the copper ones at the end. The book → the full narrative — Rosa, Walt, and the cooperative answer.

For your role: Families · Builders · The journey · On purpose

3Join — become a member

Membership is instant and free. You answer a few questions, you’re counted, and you belong to a local circle — the trusted room where care actually happens.

See what you qualify for → the five-minute assessment — the front door for everyone. Your village → find or start your local circle. Boulder Front Range first. Sign the promises → the five commitments that make a member. A minute, on your phone.

Also: Inside a circle · First circle · Your badge · Your frame · Neighbors · The door

4Give — the time bank

Care flows before money does. Give an hour to a neighbor; it banks at par, verified by both of you, provable forever — the on-ramp that needs no license and no dollars.

Bank an hour — it’s live → give, hand the phone to confirm, banked at par with a tamper-evident receipt.

The idea behind it: Mutual aid · The commons · The exchange

5Fund it — honestly

The tax code already favors care seven different ways. The co-op routes you to every dollar you qualify for — and never pretends you qualify for one you don’t.

Seven tax-advantaged lanes → from the live-in caregiver exclusion to HSA/FSA — and why the margin, not the tax, is the real win. The letter of medical necessity → unlock pre-tax dollars on your ComfortCard.

Detail: The plan · Calculator · Reimbursement

6Own it

The caregivers and families who do the work own the thing they build — a lower bill, a better wage, a vote, and equity. This is the moat a model can’t copy.

How ownership works → Join → Member → Owner — and the umbrella held from below. The care grid → many neighbor-owned co-ops, one name, one standard. The model → for investors: the structure that works where top-down co-ops failed.

Structure: Federation · Ownership · Legal structure · Founding member · North star

7Deliver — and where it’s happening

Care lands on the ground: worker-owned caregivers, care through the hard transitions, and real first places. Rossmoor is the first node forming; Boulder is home.

Become a care neighbor → $26/hr, equity, a vote — own your own co-op. Rossmoor → the first node’s operator plan, tools, and 30-day start. Care transitions → the guarantee on the 30 days after a hospital stay.

Places & partners: Boulder · Rural · Health systems · Employers · TRU PACE · Homeshare

The operator’s shelf

Working surfaces for founders, partners, and the team — not part of the public arc, but here so nothing is lost.

The first five (conversation guide) Ops Team Surgeons Providers The engine Architecture Dementia pilot Legal The care map

The whole thing, in one step.

Wherever you are in the arc, it starts the same way — tell us your situation, and we’ll show you your place in it.

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