Think of it like an operating system for care. The brands are apps; membership is the account that signs you in everywhere; and underneath sits a federation of owned co-ops that clear care between them — at par, no money moving. Here's how the layers fit.
The layers
Surfaces on top, identity and intelligence in the middle, proof at the base. Each layer does one job, and membership is the thread that runs through all of them.
Each brand is a door for a different person: the family caregiver, the homeshare seeker, the cooperative member.
One membership signs you in across every door. Your profile, your circle, your standing — known everywhere, the moment you arrive.
The card membership puts in your pocket: HSA/FSA payment, your Letter of Medical Necessity, your emergency care profile (tap or QR), your banked-care balance.
AI that knows you on every surface — escalating only as needed: your private context, then physician-governed care, then the frontier model. The bicycle, not the chauffeur.
Every hour of care: verified, attested, portable. Your record, yours forever — and the ledger that lets care move between co-ops.
Sign in once. The wallet, the intelligence, and the proof follow you through every door.
Why membership is the keystone
Without an account, every visit starts cold and ends when you close the tab. Membership is the account that turns a collection of sites into one place that knows you.
At a 30% tax bracket the LMN alone roughly covers the membership. The rest is upside.
The federation
Three rungs, one ladder. You enter with zero friction and only become an owner-operator when you're ready — and your banked care carries the whole way up.
How care moves between co-ops
An hour of care is just an attested record. Because it lives in the shared proof layer, an hour banked in one co-op is honored in another — and because no money crosses and nothing appreciates, the whole network stays legal without a lawyer at every node.
A neighbor banks an hour of care
The hour is honored, in full
What stays local: patronage equity (appreciates). What's shared and portable: proof-of-care (at par). The two lanes never merge. See the four passions →
What it takes to offer it well
The pieces mostly exist — but siloed. Offering membership *well* means wiring them into one account, in this order. The spine is identity; everything hangs off it.
The identity spine — one auth (Supabase) every door signs into, so the profile is one profile. This is the keystone; do it first.
build nextThe wallet — ComfortCard as an Apple/Google Wallet pass (SMART Health Links, already designed) carrying the care profile + LMN.
designedThe intelligence — Sage as the persistent connector across surfaces, layered private→governed→frontier.
live, per-siteThe ledger — hashcare as the Care-Token clearing layer, portable across co-ops, at par.
to wireThe tiers — free everywhere (acquisition) → $59/mo member (persistence, wallet, LMN, the works).
priced