36% of Your Workforce Is an Unpaid Caregiver

They are losing 15 hours a week to care coordination. co-op.care gives them back. Zero implementation lift for HR.

The Caregiving Crisis Is Already on Your Payroll

36%
of employees are unpaid caregivers for an aging or disabled family member
AARP 2026 Caregiving Report
$522B
in lost wages annually across the U.S. workforce due to caregiving responsibilities
AARP 2026 Caregiving Report
1 in 6
employees has reduced hours or quit entirely to provide family care
AARP 2026 Caregiving Report

The Alpha Daughter in your workforce is your top performer. She is also managing her parent's medications, coordinating with three doctors, and missing your 2pm meeting because the home health aide did not show up. She will not ask for help. She will just leave.

-- The hidden retention crisis in every HR dashboard

Care Coordination That Actually Works

Three layers of support. One membership. No burden on your HR team.

Reed AI handles care coordination

24/7 AI assistant that manages scheduling, medication tracking, provider communication, and the next thing -- so your employee does not have to. Always on. Never forgets.

Physician-supervised care plans

A board-certified physician reviews every care plan. Not a chatbot. Not a FAQ page. A real doctor who signs off on every Letter of Medical Necessity and clinical recommendation.

HSA/FSA eligible with LMN

$1,440/year in tax savings at the 30% bracket. The physician-reviewed Letter of Medical Necessity makes wellness spending pre-tax. Pays for itself on Day 1.

Multiple Ways to Fund Employee Care

Every family situation is different. co-op.care qualifies under three distinct benefit pathways.

Path 1

Lifestyle Spending Account (LSA)

Employer funds it directly. No IRS restrictions on eligible expenses. co-op.care membership is a qualifying expense under most LSA policies.

"Your employer covers your family's care coordination."
Path 2

Dependent Care FSA

If the aging parent qualifies as a tax dependent, up to $5,000/year pre-tax. No LMN required. co-op.care qualifies as adult care coordination.

"The most powerful path nobody is talking about."
Path 3

HSA/FSA via LMN

The physician writes the Letter of Medical Necessity. All wellness spending becomes pre-tax. One-time $199 fee saves $500 to $2,000 per year.

"7x return on the LMN investment. Clinically defensible."

We Handle the Clinical Coordination. You Just Refer Families.

No IT integration. No benefits admin changes. No vendor management overhead.

1

Introduce

Add co-op.care to your benefits communications. We provide all the materials.

2

Onboard

We onboard employees directly. Reed AI guides them through the first assessment.

3

Activate

Employees get Reed AI, ComfortCard, LMN, and matched caregiver support.

4

Retain

You see reduced absenteeism, improved retention, and measurable ROI.

The Math Is Simple

6.6 days/year

Average workdays missed per caregiver employee due to care responsibilities (AARP 2026)

$15,000 - $25,000

Replacement cost when a caregiver employee finally leaves

$708/year per employee

co-op.care membership cost ($59/month)

20x
return on investment
Retain one caregiver employee
and the program pays for itself 20x over
Based on $15K avg replacement cost / $708 membership

See the Employee-Level Savings

Every employee's situation is different. Our interactive calculator shows the exact savings based on spending, tax bracket, and qualifying CMS codes.

Open the Savings Calculator

Your top performers should not have to choose between their career and their family.

Partner with co-op.care. Physician-supervised care coordination. HSA/FSA eligible. Zero lift for HR.

Partner With Us