Build a Care System Your Neighborhood Owns
co-op.care isn't a franchise. It's infrastructure. We provide the technology, the physician network, and the compliance layer. You provide the community.
The co-op.care Stack
What You Get
Six layers of infrastructure, deployed for your cooperative from day one.
CareOS Platform
Reed AI, Living Profile, care matching, scheduling. The operating system for your cooperative, configured for your community's needs.
ClinicalSwipe Attestation
Every clinical decision is physician-reviewed. ClinicalSwipe provides the attestation layer that makes your care clinically defensible.
Physician Network
50-state licensed physician oversight from a growing credentialed network. Your cooperative has clinical authority from day one.
Billing Engine
CMS codes (CCM, RPM, ACP, PCM) with Stedi EDI submission. Automated billing that captures every dollar your cooperative earns.
Governance Constitution
The compliance layer that protects you from OIG. AKS-compliant structure, FMV pricing, and cooperative governance built in.
ComfortCard + CareGoals
Member-facing tools, ready to deploy. Digital wallet for HSA/FSA payments, advance care planning, and care goal tracking.
What You Bring
What You Provide
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A neighborhood (start with 20 families)
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A home or meeting space
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1-3 caregivers (we help recruit)
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Community relationships — churches, senior centers, hospitals
You know your neighbors. We know the technology.The co-op.care model: community knowledge + clinical infrastructure
The Path
The 5-Step Launch
From first call to first family served. Most cooperatives launch within 90 days.
Discovery Call
30 minutes. We assess your market, your state's cooperative law, and your community. No commitment. We will tell you honestly if the model fits your neighborhood.
Formation
We help you file the cooperative entity — LCA, LLC, or corporation depending on your state. Articles of organization, operating agreement, and governance constitution included.
Platform Setup
CareOS deployed. ComfortCard activated. Reed AI configured for your community. Billing engine connected. Your cooperative has production infrastructure from day one.
Recruit
First 3 caregivers hired as W-2 worker-owners. We provide training on CareOS, Reed AI, care protocols, and CMS documentation requirements. They are employees, not contractors.
Launch
First 20 families onboarded. Physician oversight active. Billing begins. Your cooperative is generating revenue and serving your neighbors.
The Numbers
The Economics of a 50-Family Cooperative
Conservative projections. Real revenue streams. Worker-owned income.
| Line Item | Monthly |
|---|---|
| Private pay (50 families x $59/mo) | $2,950 |
| CMS revenue (30 eligible x $156/mo blended PCM+CCM) | $4,680 |
| LMN revenue (20 LMNs/mo x $199) | $3,980 |
| Total Revenue | $11,610 |
| 3 caregivers x $28/hr x 20 hrs/wk x 4.3 wks | -$7,224 |
| Platform license | -$500 |
| Net Income | $3,886/mo |
A 50-family cooperative generates $46,632/year in net income for worker-owners. This is distributed according to your cooperative's governance constitution — you decide how.
Geography
State-by-State Readiness
co-op.care works in every state. Some have more favorable cooperative law than others.
Colorado
LCA law. co-op.care is headquartered here.
California
Strong cooperative tradition. Large market.
New York
Established cooperative law.
Texas
LLC structure. Some adaptation needed.
Florida
Aging population. Cooperative-friendly.
Don't see your state? We will research it for you.
Who Builds a Co-op
People Like You
You do not need a medical degree. You need a neighborhood.
The Retired Nurse
30 years of clinical experience. Knows every family on the block.
She spent a career inside the system and saw what it missed. Now she is building what should have existed all along — care that starts at the kitchen table, not the emergency room.
The Church Organizer
Already coordinates meals, visits, and rides.
His congregation has been doing care work for decades — just without the billing codes or physician oversight. co-op.care gives structure to what the community already does.
The Social Worker
Sees the gaps in the system every day.
She places seniors into home care agencies and watches the same problems repeat: turnover, inconsistency, no continuity. A worker-owned model changes the incentive structure entirely.
The Alpha Daughter
Built this for her own parent. Now helping her neighbors.
She navigated Medicare, hired caregivers, managed medications, and fought insurance — all while working full time. Now she is making sure her neighbors do not have to do it alone.
Common Questions
Frequently Asked Questions
$500/mo technology license. This includes CareOS, ClinicalSwipe attestation, ComfortCard, Reed AI, and the full billing engine. There are no per-seat fees, no setup costs, and no hidden charges. The license covers your entire cooperative.
No. Physician oversight for all co-op.care chapters is provided nationwide through our growing network of credentialed physicians with multi-state licensure. Your cooperative operates under their clinical authority. You focus on the community.
You OWN it. co-op.care provides technology infrastructure. Your cooperative is independently owned by its worker-members. No royalties. No territory restrictions. No brand fees. You keep what you earn. The $500/mo is a flat technology license — nothing more.
co-op.care provides Tech E&O coverage. Your cooperative carries general liability. Our physician network carries malpractice through their professional corporations. We help you set up all three layers during formation — it is part of the launch process.
Yes. Most organizers start with 10 families and 1 caregiver. The platform handles scheduling, billing, and clinical oversight. You focus on community relationships and growth. Scale when you are ready — the infrastructure scales with you.
Start Building
Tell us about your community. We will schedule a discovery call within 48 hours.
Thank you.
We will review your community profile and reach out within 48 hours to schedule your discovery call.