A spare room.
A helping hand.
Have an empty bedroom and could use some support around the house? co-op.care matches your spare room with a trained, vetted caregiver who lives in it and helps you day to day. You get presence and a hand; they get a home. We arrange it safely, and everyone belongs to the same cooperative.
Browse the homeshareA room for a hand, carefully matched.
No app to manage, no strangers at the door. A real person walks the whole match with you, from first call to move-in.
Tell us about your room
Your spare room, your home, and the kind of help that would make your days easier — a morning hand, a shared meal, someone there overnight.
We find the right caregiver
We match a trained, background-checked caregiver who needs a home and wants to help — chosen for fit, not just availability. You meet before anything is decided.
They move in, you both belong
A clear written agreement sets the room, the help, and the boundaries. They live in your home; you get a steady presence. Both of you are members of the cooperative.
"The person who needs a little help and the person who needs a home are often two doors apart. We just introduce them."
The care — and getting the home ready — can be tax-free.
With a Letter of Medical Necessity from a physician, the IRS lets you use pre-tax HSA and FSA dollars for medically necessary care and home modifications. We prepare the letter; you spend money you already set aside.
The day-to-day care
The medically necessary personal and companion care your live-in caregiver provides can be paid with HSA/FSA dollars, documented by the letter.
The home improvements
Readying the home for safe living — grab bars, a ramp, a widened doorway, a safe and welcoming room — generally qualifies in full, because such work doesn't add to the home's resale value.
One letter unlocks both
We draft the Letter of Medical Necessity for a physician to review and sign. It's the document the IRS asks for — and it turns your HSA/FSA into the way you pay.
"The room, the ramp, the helping hand — paid for with dollars you already set aside, before tax."
Eligibility depends on your plan and situation; improvements that raise your home's value may qualify only in part, and a tax advisor can confirm. See how the Letter of Medical Necessity works →
Which side of the match are you?
I have a room to offer
You own or rent a home with a spare bedroom, and a little daily support would help you stay in it comfortably. Offer the room; we bring the right person and arrange it safely.
Offer a roomI need a home and want to help
You'd make a wonderful presence in someone's home and need an affordable place to live. Become a Care Neighbor — a real role, fair pay, and a place of your own to live.
Become a Care NeighborTrust is the whole point.
A stranger in your home is exactly what we are built to prevent. Every match is vetted, documented, and supported.
Background-checked & trained. Every caregiver is vetted and prepared before a single introduction.
A clear written agreement. The room and the help are spelled out up front — a homeshare agreement, not a lease you can't undo.
You choose. You meet the caregiver and decide. No match happens without your yes.
Supported, not abandoned. A coordinator stays with the match — check-ins, oversight, and a person to call if anything changes.
Come to a meet-and-greet.
No one moves in sight unseen. We host small, relaxed gatherings — coffee, conversation, a chance to meet vetted caregivers and other families before anything is decided. Trust starts with a handshake, not a profile.
A friendly room, no pressure
Just coffee and conversation. Come once, come a few times. There's no obligation to match with anyone.
Everyone is already vetted
Every caregiver at the table has been background-checked and trained before they ever shake your hand.
Bring someone you trust
Bring an adult child, a friend, a neighbor. The best matches are decided together, not alone.
A home with space, and a little need.
An older neighbor in a house that's gotten quiet — the kids moved out, a spare room sits empty, and the days would be easier with a hand and a familiar face. You don't need full-time care. You need company, a little help, and the security of someone there.
If that's you, or a parent you love, your empty room is exactly what makes this work. It becomes a home for someone who will look out for you — and it lets you stay in the house you love, on your own terms.
Browse and match at careho.me.
careho.me is our homeshare match: browse the rooms and the people looking, apply, meet over video, and agree the terms together. This page is for how it fits the cooperative — and how it's paid for. The matching lives there.
Browse the homeshare at careho.me