A ladder, not a paywall.
Start free. Own your co-op for a hundred dollars, once. Belong fully for less than a phone bill. Every rung is real on day one — and the people who give the care own the rails it runs on.
Four ways in — climb at your own pace
- check_circle Offer hours to your circle
- check_circle Use the time-bank + family ledger
- check_circle Free forever — the on-ramp, not a trial
- check_circle A refundable founding share
- check_circle A vote in the cooperative
- check_circle Yours to keep — and to leave with
- check_circle Free until your zip code reaches 20 members. You pay when 20 neighbors can actually show up — never for an empty promise.
- check_circle The whole cooperative — care counted, supported, and paid
- check_circle HSA / FSA-eligible · LMN on request
- check_circle Advance directive, your values, the four things
- check_circle A death doula, included
- check_circle Decided calmly — at the kitchen table, not an ER
You never pay for an empty network. The cooperative is free to join and free to build — membership only begins when your zip code reaches 20 members, because that is the moment it can actually care for you. Until then, the only job is to invite the next neighbor.
Prefer just the wallet layer? ComfortCard is $19/mo or $199/yr — the identity card + advance directive + LMN access that sits one rung below full membership. See ComfortCard →
What changed: the old $499/yr Founding Member tier was retired in May 2026 — it asked families to pay for a future product instead of a present one. The ladder above replaces it: free to start, $100 to own, $59/mo to belong.
Start with a free care assessment.
5 minutes · no account required · Sage follows up personally within 24 hours.
Start your assessmentLooking for the founding equity path?
Founding members join as owners — see /own for how membership converts to a real vote and patronage equity in the cooperative.
Already paid as a $499/yr Founding Member? Your spot is honored. You are the first cohort onto the Boulder grid, your three-year lock stands, and ComfortCard is included for the duration. We will email separately with login details.
Questions: read why we exist · see what ComfortCard is · back to co-op.care