It changes what the rest of this page knows. We never share who you said.
02 · the load
In an average week, how much care?
A rough guess is fine. Include the calls, the paperwork, the worry-time — all of it.
03 · what's pressing
What's the hardest part right now?
There's no wrong answer. This decides what to do first.
04 · where
Where do you live?
Roughly. So we can show what's actually near you. Skip if you'd rather not.
your picture, building
—
work you give a year
—
typical out-of-pocket
—
HSA/FSA reclaim with an LMN
Here's your care picture.
Built from your four answers. Yours to keep — nothing was shared.
The money
$0
a year of unpaid work you're giving (at $35/hr — the cooperative's transparent family rate)
$0
typical annual out-of-pocket for help you might already be paying
$0
pre-tax reclaim via HSA/FSA with a Medical Director Letter of Medical Necessity
your tax bracket:
These are honest estimates, not promises. The Letter of Medical Necessity is what unlocks the reclaim — co-op.care's Medical Director writes it as part of membership. How the LMN works.
What to do first this week
What changed today?
When you're ready — what matters to them
The most useful thing we can capture, in the calmest moment. Five minutes, on your timeline, never shared without permission.
Honest about this: your four answers stayed in this browser. No account was created. No PHI left your device. The numbers are deterministic estimates — not from an AI guess.