Describe the page you wish existed.
Tell the co-op's intelligence what you want to see every morning, in your own words. It designs your page once — from your numbers, never your names — then the page lives on this device like everything else here. Redesign it whenever life changes.
What leaves this device when you tap design: your wish and a numbers-only summary (hours, counts, zones — people masked as P1, P2). Names never leave. Nothing is stored on any server. The layout comes back and lives here.
The design service couldn't be reached — your data is untouched. Try again in a minute.
Log an hour of presence.
A visit, a ride, a meal, a night on the couch, the long phone call. One hour of presence = one Hour, whoever gives it. Your people are already here — they came from your charter.
The ledger
Newest first. This record is useful far beyond sentiment: families use exactly this when applying to be paid as a family caregiver, negotiating fair splits between siblings, or showing a care team what a week really holds.
The week, on one strip.
Seven days of the grid at a glance — amber means it still needs hands. "Add the plan to your calendar" up top drops every open task into Google or Apple Calendar with reminders, so the notifications come from the phone you already check.
This week's plan.
The care grid runs on a plan everyone can see. Add what the week needs, hand each task to a person — or flag it for outside help and deploy it from the directory below. One tap copies the whole plan into the family group chat, whatever state everyone lives in.
Deploy care to their door — even states away.
Every service here is real, national or near it, and orderable from your phone tonight. This is the dispatch layer of the grid: what a long-distance caregiver can actually send to a loved one's home, with what pays for it.
Area Agency on Aging — respite vouchers
Every county has one. The National Family Caregiver Support Program funds respite grants and local services most families never claim.
Care.com — hire a respite companion
Vetted local caregivers by the hour, bookable remotely for a Saturday shift in another state. Pair it with your care agreement's rates.
Mom's Meals — delivered, condition-tailored
Refrigerated, medically tailored meals shipped to the door. Many Medicaid waivers and Medicare Advantage plans cover them outright.
Meals on Wheels — a meal and a knock
The original check-in: a hot meal and a human at the door who notices when something's wrong. Find the local program by ZIP.
GoGoGrandparent — rides by phone call
Uber and Lyft without a smartphone: your parent dials a number, the family monitors the ride from any state. Groceries and meds too.
Naborforce — a neighbor, on demand
Vetted "Nabors" for errands, appointments, and friendly check-ins, booked by the visit. Select metros — the closest thing to dispatching a neighbor.
The Friendship Line — 800-971-0016
A free, 24/7 warmline for adults 60+ — a caring voice that also makes scheduled outreach calls. The comfort layer, at zero cost.
Amazon Pharmacy — meds in dated packets
Prescriptions pre-sorted by dose and day, auto-delivered. Ends the pillbox argument from three states away.
CDC STEADI — the home-safety punch list
The free, clinical fall-prevention checklist. Walk it on a video call, then send any handyman the list — grab bars cost less than one ER visit.
End-of-life doulas — INELDA directory
Trained, third-party support for the dying and the family: deep listening, vigil planning, the conversations relatives can't referee alone. Also: NEDA's directory.
Two Hearths, one pact.
The network layer starts with one neighbor family. A pact is the smallest unit of federation: you cover their Saturday respite, they cover your Tuesday check-ins, both ledgers log the Hours — hour for hour, dated, signed in both kitchens. When the Boulder pilot's clearing opens, pacts become the first edges in the grid.
The savings accrue to whoever showed up.
Every finished task records what it cost, who paid, and what the default rails would have charged. The difference is credited to the person responsible — and becomes the documented basis for reimbursement from the estate under the care agreement and trust. Coordination is work. Here, it finally has a paper trail.
The appointment · long overdue
Every family already has a Chief Medical Officer.
The intensity check — before the red, not after.
ARCHANGELS' January 2025 national survey (n=728 caregivers) found one in four caregivers "in the red" — and that feeling supported nearly halves those odds. This weekly check borrows the structure of their Caregiver Intensity Index — Load, Impacts, Buffers — scored transparently. Tap what was true this week, then take their official index too.
The capture chain — walked in order.
Doing the right thing creates real money: less of the estate burned, taxes recovered, programs claimed. But the captures only unlock in sequence — each link below makes the next one legal. Check them off as your family gets them in place.
Honesty fine print: §213(d)(11) blocks deducting wages paid to relatives unless they're licensed professionals — the family caregiver's own pay rides the care-agreement and Medicaid rails instead (and a CNA credential changes that). Education, not tax advice — this list is what you bring to the preparer.
Doing the right thing, documented.
Prevention is the hard, quiet work the system profits from and never pays for. Keep these six current and dated — together they're the documented-prevention file your co-op brings to every shared-savings conversation with a hospital or plan. Each prevented crisis is real money ($315 a facility day) that someone's actuary is currently keeping.
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Her chief of staff: your own Claude.
The Hearth deliberately has no server reading your family's data — so the intelligence layer is yours too. Your own Claude account becomes the CMO's chief of staff: weekly briefings, reimbursement statements, doctor-visit prep, benefits research for your state. Three steps, your account, your data.
The prompt hard-codes the guardrails: clinical questions become prepared questions for your DPC physician, tax items become prep for your preparer, and Claude is told to use only your attached data for family facts. Works with the free Claude account — no subscription required. And Ask Sage, bottom-right on every page, is the network's own assistant: included with the grid, nothing to sign up for. The co-op buys intelligence wholesale so members never buy it retail.
Where the care money goes.
List what your family spends on care in a typical month — agency hours, sitters, supplies, transport, fees. Mark the lines that run through an agency or platform. Family caregivers average $7,242 a year out of pocket — most have never added it up.
What pays families back.
Check what's true for your Hearth. These are real programs with real money in them — the kind nobody mails you a letter about. Every match links to the source.
The Retained Wealth calculator.
$124 trillion is moving between generations — and each family's slice is decided in the care years. Model your Hearth two ways: the default rails, and co-op rails with the legal stack in place, where the caregivers are paid from the resources of the generation they're caring for.
A caregiving child lives in the home for 2+ years. That's the federal Caregiver Child Exemption — care that delays the nursing home lets the house transfer to the caregiver with no Medicaid penalty, and out of estate recovery's reach. Layer 3 of the stack →
What stays in the family
Every assumption, shown
Keep the covenant current.
Five promises, renewed about once a season. You attested them at founding; tap renew when you've checked one again. Standing is a covenant, not a compliance audit — this page is the only inspector.
Charter · founded at a kitchen table
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Yours to keep — literally.
"Leave with everything" is a promise on our homepage, so here is everything: your charter, ledger, money lines, and covenant in one file. Restore it on any device. Erase this one whenever you like.