Membership

Four ways to join.
All HSA-compatible.

Start with a free assessment. Or step into $59/mo cooperative membership. Or take the full AI-native DPC tier at $129/mo — Josh Emdur DO, Sage, and the caregiver network in one membership, paid pre-tax.

Cancel any time
First assessment always free
No long-term contract
Assessment only
Free

Talk to Sage. Get a care assessment. No commitment.

  • Sage care conversation
  • Care needs assessment
  • Physician-reviewed summary
Start free
Member
$59/mo

LMN, care access, living profile, cooperative membership.

  • Everything in free assessment
  • LMN for HSA/FSA ($199 value)
  • Caregiver matching + access
  • CareGoals + ComfortCard
  • Advance directive drafting
  • Cooperative equity (3%/transaction)
  • Member pricing on all services
Join the cooperative
Most popular
DPC
$129/mo

Your AI-native direct primary care. Sage + Josh Emdur DO + the co-op layer in one membership. HSA-eligible under DPCSA.

  • Everything in Member
  • Unlimited virtual visits with Josh Emdur DO
  • Same-day Sage → physician escalation
  • LMNs, care plans, prior auths — included, not piecework
  • Priority caregiver matching + dispatch
  • Apple Wallet ComfortCard with HSA loading
  • Monthly care review with Josh
Talk to Sage about DPC
Founding Member
$499/yr

Locked rate for 3 years. For Boulder families who want to shape the cooperative.

  • Everything in Member
  • Locked rate — 3 years
  • Founding member recognition
  • Priority caregiver matching
  • Direct line to Sage (priority)
Reserve founding spot

Everything that comes with membership.

Physician platform

Free care needs assessment
Sage conversation → physician-reviewed care plan. Delivered within 1 business day.
Letter of Medical Necessity (LMN)
Josh Emdur DO signs your LMN. Unlocks HSA/FSA for companion care, home health, and more. $199 value — included in membership.
50-state physician oversight
Every clinical output — assessments, LMNs, care summaries — reviewed by a licensed physician before delivery.
Annual re-assessment
Needs change. Sage checks in. Your care plan stays current.

Companion care

Caregiver matching
AI matches you with a caregiver from your neighborhood based on skills, schedule, and proximity.
W-2 caregiver network
$25–28/hr caregivers with cooperative equity. They stay because they own it.
Companion care access
$400–12,000/month depending on hours. Companion, homemaker, and personal care services. HSA/FSA eligible via your LMN.
Caregiver continuity guarantee
Your caregiver doesn't change unless you ask. Relationship first.

Living profile

CareGoals conversations
Sage builds your advance care preferences from natural conversation. Your values, your wishes, your words.
ComfortCard emergency profile
QR + NFC emergency identity. Medications, allergies, healthcare proxy, DNR — available to any first responder in seconds.
Story archive
Sage captures stories during care visits. Recipes, memories, family history — preserved, not just documented.
Advance directive drafting
Physician-reviewed. Legally binding. Built from your conversations with Sage, not a form you fill out alone.

Financial

HSA/FSA savings calculator
See exactly how much pre-tax dollars save on your specific care plan before you commit.
Cooperative equity
3% of every transaction flows back as cooperative equity. You own what you use.
Member pricing on all services
30%+ below market on companion care, lawn, handyman, tech support, and more.

The math on HSA savings.

Monthly membership
12 months
$708/yr
LMN value (included)
Physician-signed, 1x/year
-$199
HSA/FSA tax savings
32% on $500/mo care spend
-$1,920/yr
Net cost of membership
-$1,411/yr
You come out ahead

Assumes 32% combined federal + state tax rate and $500/month care spend. Actual savings depend on your tax situation. Not tax advice — consult your accountant.

Ready to start?

Your first assessment is free. No credit card. No commitment. Sage will reach out within one business day.

Start free — talk to Sage

Already a member? Sign in